Moody National Bank offers a full range of deposit services for corporations. In addition to basic check processing and reconciliation, we also offer zero balance sweep accounts, check imaging and electronic tax filing services.

The most common type of account is the Commercial Checking Account.

Commercial Checking Accounts are regular demand deposit accounts that have all the standard check writing privileges, but do not pay any interest.

Additional services can be provided to holders of Commercial Checking Accounts. These include Night Deposit services, Coin & Currency processing, Account Reconciliation, Zero Balance Accounts, Wire transfers and Master Card/Visa services.

Our account officers are always available to discuss your specific business situation and recommend a suite of products that will add value to your basic Commercial Checking Accounts.

Corporations can open an interest bearing account, with limited check writing privileges. The Commercial Money Market Account pays a rate that is higher than regular checking while allowing you up to six withdrawals per month. Funds may be deposited as often as desired..

For information on the current interest rates being paid on this account click here. Rates change weekly and are updated on the Access Banking system as well as our web site.

The minimum amount required to open this account is $100,000.00. Interest begins to accrue no later than the business day we receive credit for the deposit of non cash items. We use the daily balance computation method to calculate the interest on the account. This method applies a periodic rate to the daily balance in the account for the period.

For current rate information click here.

The Commercial Savings Account works the same as the Commercial Money Market Account except the minimum amount required to open the account is lower and the interest rate paid is somewhat lower. There are no checks issued on these types of accounts and withdrawals or transfers must be made at the bank or by the Access Banking telephone transfer system.

For current rate information click here.