Moody National Bank

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Interest Rates
Effective Date: 08/25/08 through 08/31/08

	Checking/Savings

	CDs

	Jumbo CDs

	Personal Real Estate

	Commercial Real Estate

	Auto Loans

	Boat Loans

Checking and Savings

Minimum balance required

Account Type	Minimum Balance	Rate	Annual Percentage Yield
Ready Money Savings Account	$250	0.60%	0.60%
Chex + (NOW Account)	$1,500	0.25%	0.25%
Moody Advantage Account	$2,500	0.25%	0.25%
Century Two Checking Account	$25,000	1.73%	1.74%
Century Two Savings Account	$50,000	2.23%	2.25%
Personal Century Two Money Market	$100,000	2.73%	2.76%
Business Century Two Money Market	$100,000	2.73%	2.76%

$2,500

Minimum to Earn Interest.

Tiered Money Market Account

Account Type	Minimum Balance	Rate	Annual Percentage Yield
$ 0 - 24,999	$2,500	0.63%	0.63%
25,000 - 49,999	$2,500	0.73%	0.73%
50,000 - 99,999	$2,500	0.83%	0.83%
100,000 - 999,999	$2,500	0.93%	0.93%
1,000,000 or more	$2,500	1.03%	1.03%

Certificates of Deposit

Minimum Balance: $500

Period	Rate	Annual Percentage Yield
3 Months	2.27%	2.29%
6 Months	2.27%	2.29%
1 Year	2.63%	2.66%
2 Years	2.79%	2.83%
2.5 Years	2.87%	2.91%
3 Years	3.07%	3.11%
4 Years	3.28%	3.33%
5 Years	3.51%	3.57%

* Early withdraw penalty may apply.

Jumbo Certificates of Deposit

$100,000 and Over

Period	Rate	Annual Percentage Yield
14 - 29 Days	2.37%	2.40%
30 - 59 Days	2.37%	2.40%
60 - 89 Days	2.37%	2.40%
90 - 119 Days	2.37%	2.40%
120 - 179 Days	2.37%	2.40%
180 - 269 Days	2.37%	2.40%
270 - 364 Days	2.37%	2.40%
1 Year	2.73%	2.76%

* Early withdraw penalty may apply.

MNB Prime Rate is 5.00%.

Home Improvement, Home Equity, Auto and Boat Loans

Looking for investment property, a second home, a new vehicle or boat? Moody National offers flexible terms and competitive rates to help you achieve your goals.

Click here to view the following loan rates:

Personal Real Estate
Commercial Real Estate
Auto Loans
Boat Loans

Come in to one of our convenient locations, call us or e-mail us and we can outline the specific rates and terms to satisfy your needs.

* Subject to approved credit.