×
Moody Bank Logo Personal Business Wealth Management Resources About us

Spend 

At Moody Bank, we think that personal banking should feel personal. That’s why we offer a wide variety of options to fit every situation – so you can always find the account that feels just right for your needs.

 

 

  Moody Checking Moody Honor Checking Moody Plus Checking Moody Premier Checking Moody Platinum Checking

Minimum Opening Deposit

$50

$50 $1,500 $25,000 $50,000
Minimum Balance Required $0 $0 $1,500 $25,000 $50,000
Monthly Service Charge $0 $0 $151 $251 $251
Online Banking and Bill Pay2
Mobile Banking3
e-Statements
Debit Card
24/7 Telephone Banking
Free Safe Deposit Box4
Interest-Bearing Account    
Free Cashier's Checks and Money Orders    
Non-Moody Bank ATM Transactions Waived Per Month 0 3 3 5 10

1 If balance falls below required minimum.

2Bill pay limited to $3,000 per item with a $3,000 total daily limit

3 Mobile Banking requires enrollment through Online Banking and download of the Moody Bank mobile app. View the Online Banking Service Agreement for more information. Data connection required. Wireless carrier fees may apply. The Mobile Banking app is available on iPad, iPhone and Android devices. Mobile deposit limit is $3,000 per day.

4 Safe box size varies per account.

 

Save 

You have goals and plans for your future. And we have options to fit your needs. Whether you’re saving for retirement or for a rainy day, save smarter with Moody Bank. 

 

Check out our various savings accounts, or contact one of our banking centers for our Certificate of Deposit and IRA interest rates. 

 

 

  Moody Savings Moody Minor Savings Moody Money Market Moody Premier Money Market Moody Platinum Money Market
Minimum Opening Balance $100 $25 $2,500 $50,000 $500,000
Minimum Balance Required $250 $0 $2,500 $50,000 $500,000
Monthly Service Fee $51 $0 $151 $251 $0

Interest Bearing Account

e-Statements
Online Banking
Mobile Banking2
Free Transactions per Month3 6 6 6 6 6
Check Writing Ability      

1 If balance falls below required minimum.

2Mobile Banking requires enrollment through Online Banking and download of the Moody Bank mobile app. View the Online Banking Service Agreement for more information. Data connection required. Wireless carrier fees may apply. The Mobile Banking app is available on iPad, iPhone and Android devices. Mobile deposit limit is $3,000 per day.

3 Pre-authorized transactions check, draft, debit card, telephone transfer (including data transmission), automatic transfer, ACH or similar order payable to third parties. A per item fee of $10 will be charged for each returned debit in excess of six during the monthly statement. A $2 per item fee will be charged for all Non-Regulatory debits paid in excess of six during the monthly statement cycle for Moody Savings and Moody Minor Savings accounts. Other fees may apply.

 

 

Certificates of Deposit

 

Guarantee your returns with this low-risk investment option. A Moody Bank CD offers fixed-rate earnings on your choice of flexible terms.

  • Earn higher interest rates than with a traditional savings account
  • Fixed interest rate for the length of your term, even when the markets fluctuate
  • Terms from 6 months to 36 months
  • Funds are FDIC insured up to $250,000
  • $1,000 minimum opening balance
  • Early withdrawal penalties apply

 

Borrow

Start that home improvement project you’ve been dreaming about. Consolidate debt and keep things all in one place. No matter your needs, we’re here to help you reach your financial goals.

 

Personal Loans

With a personal loan from Moody Bank, you can accomplish just about anything. 

  • Make your dreams and goals a reality with a personal loan
  • Competitive interest rates and affordable payments
  • Apply online for quick results

APPLY NOW

Auto and Boat Loans

Ride in style in a new or used car, truck, boat or recreational vehicle.

  • Finance your dream boat or auto, quickly and affordably
  • Customized loans to meet your needs and budget
  • Apply online now for quick results

APPLY NOW

CD Secured Loans

Use your established savings as collateral and receive an even lower interest rate.

  • Receive a lower interest rate and reduce the cost of the loan
  • No early payoff penalties
  • Apply online now for quick results 

APPLY NOW

Home Equity Loans

Build an addition, put in a pool, improve your landscape, consolidate debt, and more.

  • Turn your equity into a loan to take on any project
  • Affordable interest rates and flexible terms
  • Local decision making for quick responses to your needs

REQUEST INFO

Home Mortgage Loans

Looking for your first home? Need to upgrade as your family grows? We've got you covered.

  • Loans for purchasing or refinancing your home
  • A variety of interest rates and terms to fit your needs
  • Local mortgage experts to assist you every step of the way 

REQUEST INFO

Home Construction Loans

We make it easy to build the home of your dreams.

  • One-time close so you don't have to refinance when construction is complete
  • During construction, you only pay interest
  • Competitive pricing

REQUEST INFO

Give

Gift & Travel Cards

Our pre-paid Visa® card options are the perfect fit for busy lifestyles. Check off your gift list with a universally appreciated Visa Gift Card. Travel safer with a Visa Travel Card instead of carrying cash. Either way, breathe a sigh of relief.

Both options can be used across the country, anywhere Visa is accepted. 

 
  • Give and get the power of Visa
  • Available for gift-giving and/or traveling convenience
  • Purchase gift cards in any amount from $10 to $1,000
  • Purchase travel cards in any amount from $10 to $5,000
  • Fees may apply. Contact your nearest Banking Center for more information