Personal Checking

From our basic Moody Checking with no minimum balance requirements and no monthly service charge to interest-bearing checking account options, you’ll find the perfect checking account for you at Moody Bank.

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Spend with confidence

Personal Banking Should
Feel Personal

At Moody Bank, we think that personal banking should feel personal. That’s why we offer a wide variety of options to fit every situation – so you can always find the account that feels just right for your needs.

Moody Bank has joined the Cities for the Financial Empowerment Fund (CFE) to certify our Moody MyFreedom Account. Click here to learn more.

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No Minimum Balance Requirements
No monthly service charges
Interest-bearing checking options
Local Branch Support
Feature
Moody MyFreedom
Debit card only
Moody Checking
Most popular checking account
Moody Honor Checking
Added benefits for age 55 +
Moody Plus Checking
Pays interest on your balance
Moody Platinum Checking
Greatest number of benefits
Account Type Debit card only Most popular checking account Added benefits for age 55+ Pays interest on your balance Greatest number of benefits
Minimum Opening Deposit $25 $50 $50 $1,500 $25,000
Minimum Balance Required $0 $0 $0 $1,500 $25,000
Monthly Service Charge $0 $0 $0
$151
$252
Online Banking and Bill Pay3
✓ ✓ ✓ ✓ ✓
Mobile Banking4
✓ ✓ ✓ ✓ ✓
e-Statements ✓ ✓ ✓ ✓ ✓
Debit Card ✓ ✓ ✓ ✓ ✓
24/7 Telephone Banking ✓ ✓ ✓ ✓ ✓
Free Safe Deposit Box5
✓ ✓ ✓
Interest-Bearing Account ✓ ✓
Free Cashier's Checks and Money Orders ✓ ✓
Non-Moody Bank ATM Transactions Waived Per Month 0 0 3 3 10
Free Stock Checks First order 1 box per order for life of account 1 box per order for life of account
1If balance falls below required minimum. 2For Platinum Checking account, if total combined Moody Bank account balances are above $50,000, monthly service charge is waived even if Platinum Checking account balance is below $25,000. 3Bill Pay Limits: Email payees are limited to $1,500 per transaction and $2,500 per day. Individual payees with an account number are limited to $2,800 per transaction and $5,600 per day. 4Mobile Banking requires enrollment through Online Banking and download of the Moody Bank mobile app. View the Online Banking Service Agreement for more information. Data connection required. Wireless carrier fees may apply. The Mobile Banking app is available on iPad, iPhone and Android devices. Mobile deposit limit is $3,500 per day or $7,000 per month and a maximum of 10 deposits per month. 5Safe deposit box size varies per account. Free for first year only with Moody Honor account.

Questions?
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855.259.8075
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