Personal Checking

Photo of the Galveston Skyline viewing Harbor side.

Moody National Bank offers our customers competitively priced products and services designed to help you meet your financial goals. Whether you need a savings account for your child, a checking account designed specifically for customers over age 55, or something in the middle, Moody National Bank has you covered. 


Personal Checking

Scroll to the right to view the rest of the table.

Moody Checking Moody Premier Checking Moody Honor Checking Moody Platinum Checking Moody Plus Checking Direct Debit
Minimum Opening Deposit $50 $25,000 $50 $50,000 $1500 $50
Minimum Balance Required $0 $25,000 $0 $50,000 $1,500 $0
Monthly Service Charge $0 $25 ¹ $0 $25 ¹ $15 ¹ $10
E-Statements Check Icon
Check Icon
Check Icon
Check Icon
Check Icon
Check Icon
Interest Bearing Account
Check Icon

Check Icon
Check Icon

Online Banking/Bill Pay Check Icon
Check Icon
Check Icon
Check Icon
Check Icon
Check Icon
Mobile Banking Check Icon Check Icon
Check Icon
Check Icon
Check Icon
Check Icon
Safe Deposit Box
Free ²

Free  for 

1 year ²

Free ² Free ²
Cashier's Check/ Money Order
Check Icon Check Icon
Check Icon


Additional Benefits*
5 Foreign ATM Fees Waived Per Month
3 Foreign ATM Fees Waived Per Month
10 Foreign ATM Fees Waived Per Month
3 Foreign ATM Fees Waived Per Month

¹ If balance falls below required minimum.
² Safe Box Size varies per account.


Learn more details by selecting an account below:


back to top

Moody Checking

Our Moody checking account is perfect for first-time account holders and customers looking for a really basic account. 


Summary


REQUEST INFO

back to top

Moody Premier Checking

This interest-bearing account is designed for customers who maintain a higher balance than average. It requires a minimum deposit to open of $25,000.

Summary

  • Interest-bearing account
  • Unlimited transactions
  • Free debit card
  • Interest compounded and credited monthly
  • Free online banking and bill pay
  • Free mobile banking ³
  • Free monthly paper or e-Statements
  • Free safe deposit (3x10; based on availability)
  • Free cashier checks and money orders
  • $25,000 minimum deposit to open
  • $25 service charge when balance falls below $25,000 minimum or $50,000 combined balance of the following related accounts: Moody Savings, Moody MMA or CD's.
  • 5 foreign ATM fees waived per month

REQUEST INFO

back to top

Moody Honor Checking

Our honor checking account is available to our customers over the age of 55 and all Military Veterans, active and retired.

Summary

  • $50 minimum deposit to open
  • No monthly service fees
  • No minimum balance required
  • Free online banking and bill pay
  • Free mobile banking ³
  • Free monthly paper or e-Statements
  • Unlimited check writing
  • Free cashier checks and money orders
  • Free safe deposit box (3x5) for the 1st year (based on availability)
  • First order of MNB stock checks will be free (1 box)
  • 3 foreign ATM fees waived per month
  • Free Debit Card

REQUEST INFO

back to top

Moody Platinum Checking

This interest-bearing account is designed for customers who maintain a banking relationship with higher balances than average. It requires a minimum deposit to open of $50,000.


Summary

  • Interest-bearing checking
  • Interest compounded and credited monthly
  • Free online banking and bill pay
  • Free mobile banking ³
  • Free monthly paper or e-Statements
  • Free debit card
  • Free safe deposit box on any size (based on availability)
  • Free cashier checks and money orders
  • $50,000 minimum deposit to open
  • $25 service charge when balances fall below $50,000 minimum or $100,000 combined balance in the following related accounts: Moody Savings, Moody MMA, or CD's.
  • 10 foreign ATM fees waived per month
  • Free MNB stock checks (1 box per order)

REQUEST INFO

back to top

Moody Plus Checking

Open this interest-bearing account with an initial deposit of $1,500 and start earning returns right away.


Summary

  • Interest-bearing checking
  • Interest compounded and credited monthly
  • Free online banking and bill pay
  • Free mobile banking ³
  • Free monthly e-Statements
  • Free safe deposit (3x5; based on availability)
  • $1,500 minimum deposit to open
  • $15 service charge when balance falls below $1,500 minimum or $25,000 combined balance in the following related accounts: Moody Savings, Moody MMA, or CD's.
  • 3 foreign ATM fees waived per month
  • Free Debit Card

  • REQUEST INFO

    back to top

    Direct Debit

    Direct Debit account may be offered when there has been negative reports from previous banking relationships.


    Summary

    • $50 minimum balance to open
    • No monthly minimum balance required
    • $10 monthly service charge
    • Free online banking and bill pay
    • Free mobile banking ³
    • Free e-Statements
    • There are no check writing privileges on this account
    • Unlimited transactions consist of ACH/Debit Card and ATM.

    REQUEST INFO

    back to top

    ³  Mobile Banking requires enrollment through Online Banking and download of mobile app. View the Online Banking Service Agreement for more information.Data connection required. Wireless carrier fees may apply. The Mobile Banking app is available on iPad, IPhone and Android devices.