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Business Savings

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Business Savings

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Commercial Savings
Commercial Money Market
Minimum Opening Deposit $250 $2,500
Minimum Balance Required $250 $2,500
Monthly Service Charge $3.50 ¹
$10 ¹
Interest Bearing Account Check Icon

Check Icon

E-Statements Check Icon

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Online Banking Check Icon

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Free Transactions per Month ² 6 Free pre-authorized or 3rd party transfers per month.

6 Free pre-authorized or 3rd party transfers per month.

¹ If balance falls below required minimum.


Certificates of Deposits

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Term Minimum Opening Deposit Interest Rate Annual Percentage Yield
3 Months $500 0.25% 0.25%
6 Months $500
0.45% 0.45%
1 Year $500
0.65% 0.65%
2 Year $500 0.80% 0.80%
3 Year $500
1.00% 1.00%
4 Year $500
1.24% 1.25%
5 Year $500
1.49% 1.50%
Learn more details by selecting an account below:


Commercial Savings

Build a safety net for your business with this basic commercial savings account.


Summary

  • Competitive interest rates
  • Compounded and credited monthly
  • Free online banking
  • Free monthly e-Statements
  • Six free pre-authorized or third-party transfers per month ²
  • $250 minimum deposit to open
  • $3.50 service charge when balance falls below $250

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Commercial Money Market

Our commercial Money Market account will help you make the most of your savings with its tiered rate structure that rewards higher balances with higher earnings. But it also allows you to maintain liquidity, with enhanced check writing capability.


Summary

  • Higher yields than savings without tying up your funds
  • Tiered interest rates for higher returns on higher balances
  • Direct check writing ability
  • Free online banking
  • Free monthly e-Statements
  • Six free pre-authorized or third-party transfers per month ²
  • $2,500 minimum balance to open
  • $10 service charge when balance falls below $2,500

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Certificates of Deposit (CDs)

A Moody National Bank CD offers fixed-rate earnings that yield higher returns than a regular savings account.


Summary

  • Earn higher rates than with a savings account
  • No risky investments or up-and-down markets
  • Fixed rate guarantees returns for the length of your term
  • Terms from 3 months up to 5 years
  • Funds are FDIC insured up to $250,000
  • Early withdrawal penalties apply
  • Manage your account with free online banking
  • $500 minimum deposit to open

REQUEST INFO

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² Pre-authorized transactions check, draft, debit card, telephone transfer (including data transmission), automatic transfer, ACH or similar order payable to third parties. A per item fee of $10 will be charged for each returned debit in excess of six during the monthly statement. A $2 per item fee will be charged for all Non-Regulatory debits paid in excess of six during the monthly statement cycle. Other fees may apply.